Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the services provided by Qlymb ("we," "us," or "our"), including our website, mobile applications, and related services (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, you must not use our Services.

1. Eligibility

You must be at least 16 years old to use Qlymb. By using the Services, you confirm that you are at least 16 and legally capable of entering into a binding contract.

2. Account Registration

To access certain features, you must create an account. You agree to:

• Provide accurate, complete, and updated information
• Keep your login credentials confidential
• Be responsible for all activity under your account

3. Subscriptions and Payments

Qlymb offers both free and paid subscription plans. By subscribing, you agree to:

• Pay applicable fees and taxes
• Understand that subscriptions auto-renew unless canceled
• Accept that no partial refunds are issued unless required by law

4. License to Use

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for personal, non-commercial purposes. All rights not expressly granted remain with Qlymb.

5. Intellectual Property

All content and trademarks within the Services are owned by Qlymb or its licensors. You may not copy, modify, distribute, or reverse engineer any part of the Services without written permission.

6. User-Generated Content

You retain ownership of content you submit, such as logged achievements or goals. By posting content, you grant us a license to store, use, and display it solely to provide and improve our Services.

7. Prohibited Conduct

You agree not to:

• Use the Services unlawfully
• Upload harmful or malicious content
• Access or attempt to access others' accounts
• Disrupt or interfere with the Services or their security

8. Termination

We may suspend or terminate your account if you violate these Terms. You may cancel your account at any time. Provisions regarding liability, intellectual property, and dispute resolution shall survive termination.

9. Disclaimer

We provide the Services "as is." We do not guarantee uninterrupted or error-free service and disclaim all implied warranties to the fullest extent permitted by law.

10. Limitation of Liability

Qlymb is not liable for indirect, incidental, or consequential damages. Our total liability is limited to the amount you've paid us in the last 12 months.

11. Indemnity

You agree to indemnify and hold harmless Qlymb, its affiliates, and staff from claims or liabilities arising from your use of the Services or violation of these Terms.

12. Governing Law

These Terms are governed by the laws of England and Wales. Disputes shall be resolved exclusively in the courts of London, UK.

13. International Users

Accessing Qlymb from outside the UK? You're responsible for complying with your local laws and regulations.

14. Updates to These Terms

We may modify these Terms at any time. Material changes will be communicated via the app or email. Continued use of the Services means you accept the revised Terms.